Finally, according to the internal and external factors which caused the moral hazard of state-owned commercial banks, the paper put forward policy suggestions. 最后,根据国有商业银行道德风险产生的内外部因素分别提出政策建议。
This paper analyzes factors For affecting the external environment of the commercial bank competitive advantage of our country, and analyzes the influence of the economic financial tendency, industry environmental factors and policy regulations factors to commercial bank grows up and profits ability in our country. 对影响我国商业银行竞争优势的外部环境因素进行分析,具体分析了我国经济金融运行态势、行业环境因素和政策法规因素对商业银行成长和获利能力的影响。